Savings Rates
Share dividend rates effective October 1, 2011 - December 31, 2011
Rates are subject to change without prior notice
| |
Account Type |
Nominal Rate |
Annual Percentage Yield |
| |
Share Dividends 4th Quarter 2011 |
0.20% |
0.20% |
| |
Individual Retirement Accounts (IRA's) |
|
|
| |
Type SC |
0.995% |
1.00% |
| |
Type A |
0.996% |
1.00% |
| |
Share Certificates |
| |
$500 minimum deposit required, $100,000 maximum per member |
| |
|
12 Months |
0.995% |
1.00% |
Click here to download the IRA Share Certificate Disclosure
Click here to download the Truth-in-Savings Disclosure for Term Share Certificate Accounts. |
Loan Rates
Rates Effective as of October 20, 2011
Rates are subject to change without prior notice
Rates posted are with a Full Service Checking! Ask for details... |
Term (years) |
|
Monthly Pmt. per $1,000 |
Unsecured |
|
1 Year $2,500 max |
|
|
|
2 Years |
|
|
|
3 Years |
|
|
|
4 to 5 Years |
|
|
|
|
1 to 5 Years |
2.99% |
$17.96 5 year |
|
6 Years |
4.00% |
$15.64 |
|
7 Years |
5.00% |
$14.13 |
|
|
1 to 5 Years (2007+) |
4.00% |
$18.42 5 year |
| |
6 Years (2009+) |
4.50% |
$15.87 |
New Motorcycle |
|
1 to 5 Years |
2.99% |
$17.96 5 year |
New & Used Recreational Vehicles |
|
1 to 10 Years |
5.25% |
$10.73 10 year |
|
11 to 15 Years |
5.38% |
$8.11 15 year |
|
|
1 to 10 Years |
|
|
|
|
1 to 10 Years |
9.25% |
$12.80 10 year |
Antique Vehicle |
|
2 to 5 Years |
|
|
|
|
1 to 2 Years |
3.20% |
$43.07 2 year |
|
over 2 Years |
3.70% |
$18.28 5 year |
Home Equity |
|
5 Years |
4.95% |
$18.85 5 year |
| |
10 Years |
5.50% |
$10.85 10 year |
|
15 Years |
6.50% |
$8.71 15 year |
Mini Equity |
|
5 Years |
6.50% |
$19.57 5 year |
First Mortgages |
|
15 to 30 Years |
|
call for current rates |
To apply for a loan you may download an application from this website, stop by our office or for your convenience, we will take your application over the phone. In most cases, your loan will be approved in 24 hours although in some instances, it will be referred to the Credit Committee. |
