About Us


The Sweet Home Federal Credit Union was founded in 1957 by a group of Sweet Home employees seeking a financial institution that would offer favorable interest rates on savings and loans. The credit union has grown to serve the community of the Town of Amherst and the Town of Tonawanda. We currently serve over 3,000 members with assets exceeding $47 million. The credit union originally consisted of just a general ledger book and metal strongbox but today we occupy a building at 1960 Sweet Home Road. If you are eligible for membership, please contact us for a membership application.


Code of Ethics

The Sweet Home Federal Credit Union has adopted lending standards and ethical guidelines recommended by the Credit Union National Association.

  • Emphasize Member Education
  • Meet Members’ Borrowing Needs
  • Prohibit and Refrain from Abusive Practices
  • Support Efforts in the Marketplace to Prohibit Predatory Lending

For complete information on the standards mentioned above, please contact the credit union.

Am I eligible to join?

If you live, work, worship or attend school in the Town of Amherst or Town of Tonawanda, you are eligible to join. Membership is also extended to the family members of the aforementioned groups.

Contact Us

Why Sweet Home FCU?

The credit union is member-owned and operated. There is no large corporate structure. Your money is safe. Deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), our federal regulatory agency. You receive the highest possible dividend on you shares (savings) and our loan rates are low. The credit union offers many other services at a considerably lower cost than other financial institutions and many services are provided at no cost.

At our credit union

 “Our Members are Worth More than Money!”

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